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Date: 2011-07-13 11:59 am (UTC)no subject
Date: 2011-07-13 11:05 am (UTC)no subject
Date: 2011-07-13 01:15 pm (UTC)no subject
Date: 2011-07-13 11:12 am (UTC)no subject
Date: 2011-07-13 11:26 am (UTC)I'd be fairly happy to see cheques go -- provided we made sure the alternatives worked first. That just seems common sense, but apparently not in politics[1].
[1] I have the same feeling about other things. Like, encouraging communities to support each other is a good thing, but throwing people out on the street to starve and hoping someone will take charity on them isn't exactly "encouraging" community...
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Date: 2011-07-13 01:16 pm (UTC)And if you're doing that then pieces of paper are your best bet.
I suspect that cheques will die out soon enough, of their own accord.
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Date: 2011-07-13 01:51 pm (UTC)To send someone money electronically I need their account number and sort code - an 8 digit & 6 digit number. It is very easy to make a mistake when typing those sorts of numbers - a mistake you can't easily make when writing a cheque.
no subject
Date: 2011-07-13 01:54 pm (UTC)But yes - Paypal is good for sending money, but sadly isn't run by the banks themselves. I do wish they'd sort out a "transfer by email" system themselves.
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Date: 2011-07-13 04:48 pm (UTC)Really? I've heard many tales of payments gone astray with mistranscriptions. Apparently if the unintended recipient, and/or their bank, isn't very helpful, it can be very, very hard to resolve.
Until I read your comment, I was pretty sure that account numbers and sort codes don't have check digits, and that the lack (and consequent problems for users) were part of the rationale for developing IBANs, which do have check digits. But IBANs are not (yet) widely used for customer electronic transactions within the UK, SFAIK.
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Date: 2011-07-13 06:25 pm (UTC)This one validated my account, but not one that was a single digit different:
http://www.postcodeanywhere.co.uk/demos/bankvalidator.aspx
no subject
Date: 2011-07-13 03:37 pm (UTC)To send someone money electronically, I need their email address and MY account information. I sign into my account *first* so it's not possible for me to screw that up, I put in their email address and a message, and I set up an authentication question and an answer.
They receive an email.
The email contains a link, and the link takes them to the Interac site for this transfer. If they use any of the major banks, they answer the question, sign in to their bank, and boom, they have the money deposited. If they don't use a major bank, they get a code that they give to their bank and the bank handles it as an Interac transaction, and this sometimes takes a day or two.
But: Super-simple, super-easy.
no subject
Date: 2011-07-13 03:46 pm (UTC)It is possible to do something similar using Paypal, but that means a) both parties having a Paypal account and b)......well using Paypal, complete with their hefty fees.
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Date: 2011-07-13 03:57 pm (UTC)But it's EXTREMELY convenient, and if you get money transfers with your plan and the recipient uses the same bank, that's no charge at all, and at no time do you need to know anything except the email address of the recipient, and at no time do *they* need to know anything except the answer to the question you asked.
no subject
Date: 2011-07-13 04:12 pm (UTC)If the banks had moved to a system more like yours people would probably be very happy.
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Date: 2011-07-13 05:29 pm (UTC)There are fees if you go overdrawn or something, but no fees for everyday banking.
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Date: 2011-07-13 05:44 pm (UTC)no subject
Date: 2011-07-13 05:53 pm (UTC)Half the time I sign in I get a banner recommending I move to an Ultimate Personal Reward account.
no subject
Date: 2011-07-13 02:52 pm (UTC)no subject
Date: 2011-07-13 12:10 pm (UTC)no subject
Date: 2011-07-13 01:14 pm (UTC)no subject
Date: 2011-07-13 02:29 pm (UTC)(Rumour has it that there is one UK bank which permits you to deposit cheques by posting them to it, but I have not as yet gone to the effort of finding which one it is and opening an account there...)
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Date: 2011-07-13 02:38 pm (UTC)no subject
Date: 2011-07-13 02:52 pm (UTC)Have had a current account with them for about 5 years and love 'em.
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Date: 2011-07-13 04:35 pm (UTC)no subject
Date: 2011-07-13 06:15 pm (UTC)no subject
Date: 2011-07-13 01:15 pm (UTC)no subject
Date: 2011-07-13 04:15 pm (UTC)Unlucky...
Although I have seen it pointed out that if the vast majority of non-name journalists did what he did, they'd be sacked*, not given a short suspension.
* And rightly so in my opinion.
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Date: 2011-07-13 04:27 pm (UTC)Because, yes, passing off things as being part of an interview when they weren't is just plain wrong.
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Date: 2011-07-13 08:39 pm (UTC)no subject
Date: 2011-07-15 10:25 am (UTC)no subject
Date: 2011-07-15 10:29 am (UTC)Sorry, it's just something I find unacceptable in general.
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Date: 2011-07-17 12:05 am (UTC)They only did it because these were shoestring interviews with only one camera available. Presumably if the BBC hadn't been doing that, then the same people would have told them off for wasting money on two cameras.
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Date: 2011-07-17 08:08 am (UTC)Which he's done, so I'm fairly happy.
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Date: 2011-07-13 06:09 pm (UTC)I still use the cheque book relatively often, it has its place!
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Date: 2011-07-13 06:26 pm (UTC)no subject
Date: 2011-07-14 05:31 pm (UTC)I expect that both outfits would be able to take bank transfers (though perhaps their administrators find it easier if the cheques are in the mail) but as I'm travelling and didn't bring my card reader with me I can't make bank transfers (silly me).
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Date: 2011-07-15 01:46 pm (UTC)no subject
Date: 2011-07-15 02:46 pm (UTC)This was great, because it meant that I had cash if I really needed it, rather than waiting days for them to get it to me.
Nowadays, they could transfer it to me within 2 hours using Faster Payments.
no subject
Date: 2011-07-18 05:04 pm (UTC)no subject
Date: 2011-07-18 08:01 pm (UTC)no subject
Date: 2011-07-13 06:51 pm (UTC)I've been in my flat just over a year [noticed this yesterday when looking at my lease - had planned to have an anniversary party] and still can't get broadband. I use a tethered iPhone.
As such, streaming and downloading anything is impossible.
I routinely buy or borrow DVDs. Just yesterday I got 24 series 5 from Edinburgh library. HUZZAH FOR THE LIBRARY!!!
I never, ever, unless it is absolutely unavoidable, watch anything directly from the DVD. I stopped doing so roughy three years ago when I discovered DVD ripping software for my iMac. I do not own a TV and will likely never do so again.
That's not because I dislike DVD as a technology but because of the sheer quantity of obtrusive bullshit Media giants insist on shoving in front of the feature I've just paid to watch. If the only way to avoid sitting through two minutes of legal warnings for a product I fucking own is to illegally rip it, I will do so.
I do not care that the legal warnings take less time to wade through than the ripping process.
but oh, the irony:
I first looked into DVD ripping technology because
A: the warnings made me aware it could be done
B: some DVDs I had bought at full price from HMV came with PC-playback disabling measures, meaning I had to rip them to enable playback.
way to stab your customers in the face, guys. Well done. Your policies forced me to commit crimes.
I now rip DVDs out of sheer habit. I don't sell them on, rarely lend them. Because I will watch media on my own terms, not theirs. The freedom to do so is absolutely priceless.