Stats!

[andrewducker]

Thanks to marrog I discovered this government page o' stats which gave me what I wanted - albeit not adjusted for inflation. So I used the Bank Of England site to do so.

Year	Median Mortgage - £/month	Median Mortgage - £/month (adjusted for inflation)	Median Mortgage as a % of Median Income (Everyone)	Median Mortgage as a % of Median Income (£1500-2000 income)
2001	312	386	16	16
2002	320	390	16	16
2003	319	378	16	16
2004	340	391	16	17
2005	400	448	18	19
2006	450	488	19	21
2007	482	501	20	23
2008	547	547	21	24

Sadly, what I don't have is figures for before that point. I'd love to push this back to 1970 or so. Anyone got any useful links?

Comments

[henriksdal.livejournal.com]

312 what? thousand pounds?

[henriksdal.livejournal.com]

http://www.nationwide.co.uk/hpi/historical.htm ?

[andrewducker]

Sorry, I'll fix that. £/month.

[henriksdal.livejournal.com]

ahhh I see, in which case

http://www.york.ac.uk/inst/chp/hfrtable/up02040ab.PDF ?

or a table from http://www.communities.gov.uk/housing/housingresearch/housingstatistics/housingstatisticsby/housingmarket/livetables/ might get you back to the 80s .. oo this is fun

[henriksdal.livejournal.com]

http://www.mortgageguideuk.co.uk/mortgage-rates/mortgage-payments-perc-income.html has something basic, the mortgage lenders council charges for full access to the data

[andrewducker]

Playing NWN with Julie right now - but many thanks! I'll look forward to tinkering with them later.

[xquiq.livejournal.com]

By 1500 - 2000:

- Is that gross or net?
- Assuming this is 'household' income?

[robhu.livejournal.com]

I recently asked a friend for housing stats / information, and he said this:

Got the invitation this morning thanks, just haven't had a chance to
visit your app.

This is old, but basically predicted the housing downturn/crash based
on fundamentals:
http://www.housepricecrash.co.uk/pdf/abn-amro-home-truths-04042007.pdf,
it's probably the best intro to the fundamentals I've come across.

housepricecrash.co.uk, as the name suggests, is bearish in outlook,
but the stats are stats, many being updated versions of those in the -
http://www.housepricecrash.co.uk/graphs-index.php

Also, http://www.nationwide.co.uk/hpi/historical.htm

You're likely to have come across it already, but
http://www.upmystreet.com/properties/house-prices-in-uk.html is pretty
good. Also, I strongly recommend the land registry stats, though
lagged, as being the most neutral and inclusive (eg private / cash
sales are included).

You might find something useful in there.

Housing prices in the Us since 1890

[ami-bender.livejournal.com]

This graph is for America, but it does take inflation into account and goes
back to 1890

http://www.speculativebubble.com/images/homevalues1.gif

[cheekbones3.livejournal.com]

If the UK's figures are anything like Scotland's it'll be tough to find much before the 80's that's much use.

[cheekbones3.livejournal.com]

This is what the people sitting in front of me at work produce by the way, might be some useful stuff.

We have some excellent internal briefing papers on the current market position, but that's not really useful for you!

[andrewducker]

Aha! Perfect, that shows what I'd expect - a cyclic change, with highs and lows.

[andrewducker]

Naah, it's more historical info I'm interested in.

But something like this, only for every year, would be great:
http://www.mortgageguideuk.co.uk/mortgage-rates/mortgage-payments-perc-income.html