andrewducker: (sleeping doggy)
andrewducker ([personal profile] andrewducker) wrote2005-10-23 11:45 pm

They should be taken out and shot

I just opened some junk mail that had arrived here for [livejournal.com profile] tisme - offering credit - "No matter your credit history", at the low, low rate of 29.9% - but with the first week only costing £1!

Oh, and you had to buy from their store, where they were selling wide-screen TVs, over-priced computers and "authentic" leather beds.

So, they're aiming it at people with no money, a history of bad debt, a taste for stupidly expensive things, and no idea that 30% interest rates are a mindnumbingly horrible rip-off

They should all be fucking shot repeatedly through the head.

[identity profile] stillcarl.livejournal.com 2005-10-23 11:49 pm (UTC)(link)
There are _no_ people who will take up an interest rate over 15% unless they either (a)have no choice because they're already fucked or (b)have no understanding of the situation.

Sure there are. Never seen goods offered for half-price or less? It could be the cheapest way to buy something if you manage to pay it off in a year.

But of course people are being ripped off, but you're just assuming they don't know it. It's like smoking. Plenty of smart people smoke, even though they know it's going to kill half of those that do. Should the government pass a law to stop them smoking?

[identity profile] azalemeth.livejournal.com 2005-10-24 11:06 pm (UTC)(link)
Ironically, as an aside, this government is probably going to pass a law to stop smoking in public places....