I'm between option 3 and 4. I do have dental insurance, but have a co-pay even for maintenance type things ie cleanings and ex-rays. At old$job, my dental coverage was better but there still high out of pocket costs. The appointment you have, would be about $600 USD out of pocket for me and that's before a crown or other follow up work.
I hate going but my dentist has saved me so much hassle over the years and my teeth.
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I hate going but my dentist has saved me so much hassle over the years and my teeth.