andrewducker: (Default)
andrewducker ([personal profile] andrewducker) wrote2011-02-22 01:33 pm

Funny Money

So, what with being off to Tenerife for a week, we needed some Euros.

The nearest bank to my work is an RBS at the top of the street, so I wandered along at lunchtime.

They have a system I've not seen before - you use a touch screen to tell a computer what it is you want, and it then gives you a ticket that puts you in the correct queue. You can then take a seat, and when someone is free who can deal with your issue then there's an announcement (vocal and on screens) telling you where to go. It seems to work pretty well.

Better than the actual process of getting some cash did, anyway. I don't bank with RBS, but I assumed that I'd be able to just use my Visa Debit card to pay them, and they'd then hand me some European wonga.

Sadly, this was not to be the case. It turns out that (a)accepting payment from a debit card is beyond the abilities of RBS, and (b) they only sell Euros (and presumably other currency) in presized bundles (€100, €250, etc.).

So rather than saying "£350 worth of your finest european currency please, here is my card." I had to go first get the cashier to do some maths to work out what the best fit was for £350 worth of euros, and then go and find a cash machine upstairs, take out £300 on my card (that being the maximum it allows per day), and £60 on our joint card (thank goodness for having a joint account!), take that cash downstairs, and hand it over so that she could hand me four envelopes (sealed, of course, and I didn't have the energy to open each of them and check - so I'll be very grumpy if they're wrong when I get home).

Presumably the cash will then be taken back upstairs and put back into the ATM so that someone else can do the same thing for _their_ holiday money.

Somehow, it doesn't feel quite as efficient as it could be.

[identity profile] bracknellexile.livejournal.com 2011-02-22 01:52 pm (UTC)(link)
Or just go to the post-office. They'll give you however many Euros your cash will buy and most any post-office, including the one round the corner from us on London Road, have Euros in-house (although not necessarily other currencies).

I had to go up to the post-office in the St James Centre when I went to get my Czech Crowns but that also has that touch-screen system which was great as there were two folks queuing for currency and about 20 for the main counters :)

Funnily enough, you can also pay by card at the counter.

[identity profile] aitkendrum.livejournal.com 2011-02-22 02:38 pm (UTC)(link)
Yep the PO are great for currency as are M&S who I walked into this morning and picked USD as well as Trinidad and Tobago Dollars without having to order ahead without a hiccup. Which is the way it should be. PS: if you pay by debit or credit card they seem to insist on photo ID.

[identity profile] bracknellexile.livejournal.com 2011-02-22 02:39 pm (UTC)(link)
I was only asked for ID for travellers cheques, not for cash.

[identity profile] pisica.livejournal.com 2011-02-22 04:29 pm (UTC)(link)
Why were you getting USD?

/not stalking honest

[identity profile] aitkendrum.livejournal.com 2011-02-22 10:51 pm (UTC)(link)
/anti stalker mode on

USD preferred locally when buying things rather than TT Dollars.

[identity profile] henriksdal.livejournal.com 2011-02-22 08:02 pm (UTC)(link)
yes - M&S were good for Euros, as is (I seem to be forever pimping various moneysavingexpert stuff, but they are good) MoneySavingExpert. I got a great deal by buying online and picking up from Waverley Station, of all places.

Then my brother swears by only ever using the currency traders in Istanbul, which apparently are cheaper.

Oh and didn't someone get arrested in Greece for trying to buy something with forged Euros - that they had bought at a UK PO?